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DavidThompson



Joined: 10 Sep 2015
Posts: 136
Location: Hampshire, United Kingdom

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The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?
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John Murch



Joined: 05 Jun 1976
Posts: 1567
Location: London, United Kingdom

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I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.
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Philip Edginton



Joined: 27 Apr 2018
Posts: 290
Location: East Sussex, United Kingdom

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Have to agree about RH. very competitive and also had to use breakdown service, UK. most impressed.
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DavidThompson



Joined: 10 Sep 2015
Posts: 136
Location: Hampshire, United Kingdom

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Thanks for these replies.
RH have given a significantly lower quote than Lockton, but both include a strange exclusion limiting theft and damage cover if the car is not garaged between 10pm and 6am. I am trying to get clarification.
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DavidThompson



Joined: 10 Sep 2015
Posts: 136
Location: Hampshire, United Kingdom

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Just discovered this only applies if the car is within quarter of a mile of my garage, and not parked in it.
Seems odd to me.
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John Murch



Joined: 05 Jun 1976
Posts: 1567
Location: London, United Kingdom

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The idea is to allow you to go off touring and not be garaged overnight, but when ‘at home’ you should not be lazy, put it in the garage. I can see the logic😀
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Roy Simmonds



Joined: 23 Apr 2019
Posts: 19

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John Murch wrote:
I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.

They told me that they do not insure modern Bentley’s like my 2013 Continental GTC !
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Roy Simmonds



Joined: 23 Apr 2019
Posts: 19

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DavidThompson11282 wrote:
The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?

I would not recommend them. My current insurer Classic Line are 35% cheaper for a like for like insurance.
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John Murch



Joined: 05 Jun 1976
Posts: 1567
Location: London, United Kingdom

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Classic Line are part of Footman James, they were at some point used by members of the VSCC, but received a certain amount of poor publicity, I suspect this was due to premium levels on prewar cars. No doubt it was a market that was no longer of interest. However things change and I’m sure that they are competitive on the more modern cars.
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