Insurance

DavidThompson · Post by **DavidThompson** » Wed Jul 03, 2019 1:45 pm

The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?

John Murch · Post by **John Murch** » Thu Jul 04, 2019 5:38 am

I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.

Philip Edginton · Post by **Philip Edginton** » Thu Jul 04, 2019 9:20 am

Have to agree about RH. very competitive and also had to use breakdown service, UK. most impressed.

DavidThompson · Post by **DavidThompson** » Fri Jul 05, 2019 2:42 pm

Thanks for these replies.
RH have given a significantly lower quote than Lockton, but both include a strange exclusion limiting theft and damage cover if the car is not garaged between 10pm and 6am. I am trying to get clarification.

DavidThompson · Post by **DavidThompson** » Fri Jul 05, 2019 2:49 pm

Just discovered this only applies if the car is within quarter of a mile of my garage, and not parked in it.
Seems odd to me.

John Murch · Post by **John Murch** » Fri Jul 05, 2019 5:18 pm

The idea is to allow you to go off touring and not be garaged overnight, but when ‘at home’ you should not be lazy, put it in the garage. I can see the logic

Roy Simmonds · Post by **Roy Simmonds** » Fri Jul 12, 2019 9:21 am

John Murch wrote:I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.

They told me that they do not insure modern Bentley’s like my 2013 Continental GTC !

Roy Simmonds · Post by **Roy Simmonds** » Fri Jul 12, 2019 9:24 am

DavidThompson11282 wrote:The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?

I would not recommend them. My current insurer Classic Line are 35% cheaper for a like for like insurance.

John Murch · Post by **John Murch** » Sat Jul 13, 2019 4:37 am

Classic Line are part of Footman James, they were at some point used by members of the VSCC, but received a certain amount of poor publicity, I suspect this was due to premium levels on prewar cars. No doubt it was a market that was no longer of interest. However things change and I’m sure that they are competitive on the more modern cars.

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RH would not insure my Bentley

Re: Insurance