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Insurance
Posted: Wed Jul 03, 2019 1:45 pm
by DavidThompson
The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?
Posted: Thu Jul 04, 2019 5:38 am
by John Murch
I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.
Posted: Thu Jul 04, 2019 9:20 am
by Philip Edginton
Have to agree about RH. very competitive and also had to use breakdown service, UK. most impressed.
Insurance
Posted: Fri Jul 05, 2019 2:42 pm
by DavidThompson
Thanks for these replies.
RH have given a significantly lower quote than Lockton, but both include a strange exclusion limiting theft and damage cover if the car is not garaged between 10pm and 6am. I am trying to get clarification.
Insurance
Posted: Fri Jul 05, 2019 2:49 pm
by DavidThompson
Just discovered this only applies if the car is within quarter of a mile of my garage, and not parked in it.
Seems odd to me.
Posted: Fri Jul 05, 2019 5:18 pm
by John Murch
The idea is to allow you to go off touring and not be garaged overnight, but when ‘at home’ you should not be lazy, put it in the garage. I can see the logic

RH would not insure my Bentley
Posted: Fri Jul 12, 2019 9:21 am
by Roy Simmonds
John Murch wrote:I use RH for my 3ltr, I have found them to be efficient, competitive on price and the one time I required their brake down service (in a remote part of France) their service was nothing short of amazing.
They told me that they do not insure modern Bentley’s like my 2013 Continental GTC !
Re: Insurance
Posted: Fri Jul 12, 2019 9:24 am
by Roy Simmonds
DavidThompson11282 wrote:The Club recommends Lockton and RH.
Do members also recommend them?
Any other suggestions?
I would not recommend them. My current insurer Classic Line are 35% cheaper for a like for like insurance.
Posted: Sat Jul 13, 2019 4:37 am
by John Murch
Classic Line are part of Footman James, they were at some point used by members of the VSCC, but received a certain amount of poor publicity, I suspect this was due to premium levels on prewar cars. No doubt it was a market that was no longer of interest. However things change and I’m sure that they are competitive on the more modern cars.